Loan Schemes
Interest Rates w.e.f. 01/02/2025
Click here for Interest Rates w.e.f. 01/02/2025
Personal Loan
Personal Loan
The loan will be granted for any legitimate purpose whatsoever (e.g. expenses for domestic or foreign travel, medical treatment of self or a family member, meeting any financial liability, such as marriage of son/daughter, defraying educational expenses of wards, meeting margins for purchase of assets etc.) You are eligible if you are a salaried individual of good quality corporate, self employed, engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing. Your personal loan limit would be determined by your income and repayment capacity.
For list of documents required and other information kindly get in touch with bank.
Housing Loan
Housing Loan
The loan will be granted for Purchase of House or construction of house. You are eligible if you are a salaried individual of good quality corporate, self employed, engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing. Your Housing loan limit would be determined by your income and repayment capacity.
For list of documents required and other information kindly get in touch with bank.
Gold Loan
Gold Loan
With Kamala Co-Operative Bank Ltd Gold Loan services, it takes no more than a few minutes for your gold to generate cash. The simple procedure that we follow allows:
- Quick loan disbursal
- Pre-payment facility
- Minimal documentation
- Best customer service with a shorter response time
- Safe custody for gold ornaments
For list of documents required and other information kindly get in touch with bank.
Vehicle Loan
Vehicle Loan
The loan will be granted for Purchase of any type of vehicle. You are eligible if you are a salaried individual of good quality corporate, self employed, engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing. Your Vehicle loan limit would be determined by your income and repayment capacity.
For list of documents required and other information kindly get in touch with bank.
Loan against Deposits
Loan against Deposits
The deposit holders of Kamala Co-Op Bank Ltd can take loan on their investments like Fixed Deposit, Recurring deposit or Pigmy Deposit. The maximum limit of loan amount is 90% of deposit amount.
- Quick loan disbursal
- Maximum loan amount is 90% of deposit amount.
- Pre-payment facility
- Minimal documentation
- Best customer service with a shorter response time
- Rate of interest will be 1% more on your deposit rate of interest.
For list of documents required and other information kindly get in touch with bank.
Cash Credit Loan
Cash Credit Loan
The Loan will be started for any retail, wholesale business purpose as working capital for.
- Quick loan disbursal
- Minimal documentation
- Best customer service with a shorter response time
For list of documents required and other information kindly get in touch with bank.
